Hello Florian, hello all,
Am Thu, Feb 22, 2024 at 07:35:24PM +0100 schrieb Florian Snow:
As part of my job at the FSFE, I have been working on the topic of Free Software in banking and I would like to share some of my findings
Thanks for that! Do you mind sharing some sources of your research? I've had a discussion with a colleague a few days ago about the security of having both factors on the same device. I couldn't find good articles backing my point in the remainder of the lunch break.
I'm curious to hear what you think about this topic. What's your experience with your bank? How do you do your banking? Is there an important angle that I missed? I appreciate any feedback.
Because of the difficulties you described I switched to GLS Bank a bit more than a year ago. They still allow banking with a TAN generator and the chip on the maestro/debit card. It was a bit bumby to activate the account without the app (which seems to be their default as well) but the problem could be fixed with a short phone call and everything is fine since then.
However, if they ever decide to stop providing this method, I don't know what else to do, so this still concerns me.
Ideally, there would be some regulation in place making it mandatory for banks to provide an alternative to (proprietary) apps - or make it possible to do banking without a smartphone.
Greetings,
Guido